Benefits

99 Cents Only Stores is committed to providing its eligible associates (99ers) with a comprehensive benefits package to ensure we attract and retain the best individuals to be a part of our rapidly expanding team! Our casual work environment encourages productivity and associate satisfaction.

Below are some of the benefits offered to benefit-eligible 99ers:

Medical
HMO and PPO plans are offered in California, Nevada Arizona and Texas. Plans to choose from are CIGNA, Kaiser Permanente, and Salud con Health.

Dental
DHMO and PPO plans from Delta Dental are offered to eligible associates in California, Texas, Arizona and Nevada.

Vision
Vision Service Plan (VSP) is offered to all our eligible associates in California, Arizona, Nevada, and Texas.

Life & Accidental Death Insurance
Basic Term life and accidental death and dismemberment (AD&D) coverage is issued at no cost to eligible associates. In addition, eligible associates are given an opportunity to purchase additional coverage.

Supplemental Life & Accidental Death Insurance
In addition to the coverage provide by the company, you may purchase an additional amount of Supplemental Life and Accidental Death and Dismemberment (AD&D) Insurance for yourself, spouse/domestic partner and child(ren) at low group rates.

Long Term Disability Insurance 
Company-paid coverage providing income protection benefits for all benefit eligible Home Office management level associates in the event of a long-term disability.

Flexible Spending Accounts (FSA)
Flexible Spending Accounts allow you to set aside pre-tax dollars for out-of-pocket health care expenses not covered by the medical plan and dependent care services for eligible children and other qualifying dependents.


401(k) Savings & Retirement Plan
We feel that it is very important to help our associates save toward their retirement goals.  99 Cents Only Stores has one of the best 401(k) plans available in the retail industry.  The Company matches 100% of the first 3% of employee contributions and 50% of the next 2% of employee contribution for a total company match of 4%.  The company match is 100% vested immediately.  Additionally, eligible associates may rollover an existing 401(k) balance from a previous employer at any time.

In addition to the comprehensive benefits listed above, eligible 99ers are also offered the following:

  • Vacation
  • Holidays
  • Personal Days
  • Sick Time
  • Credit Union Membership
  • Direct Deposit
  • Weekly Pay Cycle
  • Merchandise Discount Program
  • Discount Tickets to Major Attractions through Fun Express 

This information reflects the highlights of 99 Cents Only Stores benefits plans and is intended as an overview. Associates must meet certain eligibility requirements, if applicable. In the event of any discrepancy between the official plan documents and the information provided on this site, the official plan documents will govern. 99 Cents Only Stores reserves the right to amend or terminate any plan at any time.